Natalie Steensma

45 Elm Street, Oneonta, NY 13820

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New - 17 Hours Ago

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$399,500 Active
4 Beds 3 Baths 0 Partial Bath 2,678 Sq Ft 0.17 Acres
Year Built 1920 School Oneonta MLS #202628896
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Market Trends

$281K Average Sales Price
72 Average Days on Market
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Property Description

Welcome to 45 Elm St, Oneonta, NY, nestled in picturesque Otsego County. This charming single-family home blends country charm with city convenience, featuring 4 bedrooms, 3 full baths. Newly renovated kitchen, bathroom, wood and tile floor throughout the house, freshly painted, newer furnace (2023), finished basement to gain more living space. This home is ready for its next owner. Schedule your showing today through SHOWINGTIME.

45 Elm Street | MLS# 202628896

This single family home located at 45 Elm Street, Oneonta, NY 13820 is currently listed for sale with an asking price of $399,500. This property was built in 1920 and has 4 bedrooms and 3 full baths with 2678 sq. ft. Elm Street is located within the Oneonta school district. Search Oneonta real estate on natalie-steensma.timberlandproperties.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Full
Cooling: None
Fireplaces: 1
Garage: 1
Heating: Forced Air, Natural Gas
Home Style: Traditional
Lot Size: 0.17 Acres
Roof Type: Asphalt
Taxes: $8,739
Year Built: 1920

Feature Descriptions

Appliances: Microwave, Range, Refrigerator, Washer/Dryer
Exterior: Wood Siding
Exterior: Drive-Paved, Lighting
Fencing: Back Yard
Fireplace: Living Room, Wood Burning
Flooring: Tile, Hardwood, Laminate
Interior: Eat-in Kitchen
Laundry: In Basement
Parcel #: 361200 288.18-4-27
Parking: Detached
Parking Total: 3
Parking Total: 3
Patio/Porch: Deck, Front Porch
Rooms Total: 11
Sewer: Public Sewer
SQFT Above Grade Finished: 2678
SQFT Below Grade Finished: 1000
SQFT Building Total: 2678
Water: Public

Room Sizes

Office: Level - First
Game Room: Level - Basement
Dining Room: Level - First
3 Seasons Room: Level - First
Living Room: Level - First
Kitchen: Level - First
Bedroom: Level - Second

Local Schools

School District: Oneonta
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45 Elm Street, Oneonta, NY 13820

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Estimated Payment

$ 1,733.88 per month $889.11 Principal & Interest $728.25 Property Tax $116.52 Homeowner's Insurance

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Listed By / Shown By

Listing By

Agency Name: Brokers Network
Agency Phone: 1 518-470-4877

Shown By

Agent Name: Natalie Steensma
Agent Phone: (607) 431-0008 Cell
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/24/2026. The listing information on this page last changed on 10/24/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 10/24/2026 12:11:14 AM EST) or Global MLS (last updated Sat 10/24/2026 12:07:58 AM EST) or New York State Alliance MLS (last updated Sat 10/24/2026 12:07:07 AM EST) or Hudson Valley Catskill Region MLS (last updated Sat 10/24/2026 12:01:15 AM EST) or OneKey MLS (last updated Sat 10/24/2026 12:07:28 AM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.
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